MOMOCAD is more than just a greeting card. It is a celebration card with purpose. Our innovative cash-message platform transforms special greetings into a meaningful financial experience.

Sending a MOMOCAD allows individuals and groups to express love, celebrate milestones, and make loved ones feel cherished, remembered, and supported on their special day.

With MOMOCAD, turning emotions into value has never been more seamless and rewarding. This unique concept brings a fresh and distinctive touch to traditional greeting cards, creating a memorable experience for both senders and recipients.

Every message becomes more than words. It becomes a thoughtful gesture with tangible impact.

At MOMOCAD, your privacy is important to us. This policy explains how we collect, use, and protect your information when you use our platform.

Information We Collect

When you register or use our platform, we may collect the following information:

• Mobile number and network
• Name and email address
• Gender and country
• Date of birth (optional)
• Profile photo (optional)

You may also browse the platform anonymously without providing personal details.

How We Use Your Information

• To personalize your experience on the platform
• To improve our services and user experience
• To process transactions securely
• To send notifications via SMS or email about your orders
• To provide customer support and respond to your requests

Your information will never be sold, exchanged, or transferred to any third party without your consent, except where required to deliver our services.

Information Sharing

We do not sell or trade your personal information. However, we may share information with trusted partners who help operate our platform, provided they agree to keep your information confidential.

We may also disclose information when required by law or to protect the rights, safety, and integrity of our users and platform.

Data Security

We implement strong security measures to protect your personal information:

• Secure Socket Layer (SSL) encryption
• Secure servers and restricted access systems
• Confidential handling of all user data

Sensitive information such as mobile money details or card information is not stored on our servers after transactions.

Policy Scope

This privacy policy applies only to information collected through our platform.

Terms and Conditions

Please refer to our Terms and Conditions section for more information about using our services.

Policy Updates

We may update this policy from time to time. Any changes will be posted on this page or communicated via email.

Contact Us

If you have any questions about this Privacy Policy, please contact us through our support channels.

How to Use MOMOCAD

• Register as an individual or a group.
• Sign up using your mobile number or email address.
• Select a message template. You can edit the message to suit your needs.
• Add the recipient's mobile number and network.
• Personalize your wish.
• The platform automatically calculates the total cost.
• Confirm your details before payment.
• Select your payment method, either Mobile Money or Card.
• Send your wish quickly and easily.

Account Types

MOMOCAD supports both Individual and Corporate accounts.

• Corporate accounts are suitable for couples, schools, churches, businesses, institutions, and other groups.
• Individual accounts send wishes in units of 1.
• Corporate accounts send wishes in units of 10.

Example: Individual Account

• Category: Birthday
• Color: Blue
• Amount: 20

Example: Corporate Account

• Category: Birthday
• Color: Blue
• Amount: 200

Charges

Senders do not pay extra charges on wishes.

Rewards

Rewards are available to registered users only.

Terms and Conditions

When you send a wish, your recipient receives both your heartfelt message and the actual amount of the wish, minus transaction charges.

By sending or receiving wishes from loved ones, registered users begin unlocking their MOMOCAD benefits.

All wishes are processed directly into the recipient's Mobile Money wallet.